Offhand, I would say no.
I would make sure to avoid heavy snow loads or pooling water.
It should also not take several months to do this project. It's at worst a three-weekend project.
- One weekend to take everything off and sand the wood to bare wood.
- The second weekend to apply the finish.
- The third, to put everything back together.
That estimate assumes that you can't free yourself from other plans for the entire weekend. Otherwise you could do it in two (you'd want to let the finish dry or cure for a week before assembly).
What were you going to use to do the refinishing?
There are millions of opinions out on what's best. Practical Sailor has run field tests of varnishes (if you subscribe, you get access to their online archive). I personally used epoxy covered by water based polyurethane (I followed the "treating outdoor wood" brochure from System Three). The upside is that it's very durable, the downside may be at the time you reach the end-of-life for that coating. I haven't gotten that far, can only note that since I did that, I've had essentially no maintenance issues (had to redo a spot where the tiller rubbed through).
When you are ready for re-assembly check the carlins. That's the wood under the little side decks into which you screw when you reattach the coamings. That's susceptible to dry rot, If your screws are not gripping very firmly I would treat the holes with borate, let them dry for a week, and then soak with epoxy. That usually firms things up. If not, you could go one screw size larger, or, use K.C.'s trick of waxing your screws and putting a bit of thickened epoxy into each hole right when you attach the screw. The wax makes sure the screw doesn't actually bond, but the epoxy will harden around it, forming a thread, so to speak.