New to sailing and Daysailers

I have a weather question for you guys today. I recently purchased a 79 DS II that I have sailed once now, but would like to make a second successful trip this weekend.
To preface my question, I live in Pensacola, Florida, where we have a chance of thunderstorms just about every day during the summer. So, what should I do if I am sailing, look up and see a storm coming, and I can't make it to shore before the lightning hits? Should I just fire up the 7 hp sears gamefisher and try to reach land asap or crawl in the cuddy?
Thanks,
Brett
To preface my question, I live in Pensacola, Florida, where we have a chance of thunderstorms just about every day during the summer. So, what should I do if I am sailing, look up and see a storm coming, and I can't make it to shore before the lightning hits? Should I just fire up the 7 hp sears gamefisher and try to reach land asap or crawl in the cuddy?
Thanks,
Brett